Easy Pay Cash Advance:
Frequently Asked Questions

How does Easy Pay Cash Advance work?

Easy Pay Cash Advance puts cash in your hands quickly by giving you an advance on business’ future credit card sales. Funds are deposited directly into your account electronically, and repayments are flexible. Once approved, you’ll have access to your cash within 7 business days.

How do I qualify for Easy Pay Cash Advance?

Qualifying requirements are minimal. You just need to show us that your business accepts credit card payments, you have at least $2,500 a month in Visa and Mastercard sales and you meet basic underwriting requirements.

What if I already have a business loan?

Our product is an advance. Not a loan. As long as you meet our requirements, we can still provide you with immediate cash, without affecting other obligations.

How does the Easy Pay Cash Advance look at my personal credit history, and will it affect my credit report?

Our business-friendly scoring method includes a review of your personal credit, but does not require a personal guarantee.

What is the cash advance amount limit?

Every business is unique. We will determine your amount limit based on your average monthly credit card sales. There are no requirements for minimum transaction volumes

How are my payments determined, and what is the finance rate charged for this service?

The best thing about Easy Pay Cash Advance is that there are no fixed payments. We only Get paid when you make a sale. The money you receive is an advance against your estimated future monthly sales. There is no finance charge. We simply take a previously agreed upon percentage of your future sales until your with us is settled. It’s that simple.

How do I keep track of my payments?

You’ll receive a monthly statement in the mail. In addition with your member password you log into a website to view your payment history, track your daily transactions and see your remaining unpaid balance.

How do I get started?

Complete our 3- Minute Application and fax it to the number below with 4 months of Visa/Mastercard statements.